Insurance Products

Products & Services Offered

We offer multiple policies and plans. Please call or email us so we may help you in assessing your insurance needs. We are just a phone call away!  

A typical Homeowners Insurance Policy does not cover Floods! They will cover water that backs up into the home ie a burst pipe. But if you live in a flood zone or by a lake/river. You need to get your own Flood Insurance policy. We can help you determine what flood zone you live in. This will determine your rates on the policy. Call Today for a no obligation quote! 
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Renters Insurance Policy

If you rent your home or apartment. Any damage to your belongings are not covered by your landlord! A renters policy can provide you assurance that if something happens to your stuff, you will be mad whole. They can also provide liability, guest medical and living expense. They are typically a fraction of a home policy cost's. If you combine your auto policy you may receive a large discount. Call/email today for a quote. 
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Townhomes & Condominiums 

Condominiums and Townhouse's have their own unique policies. You need to be very careful when selecting an policy and the company. Tip, get a copy of the associations master policy. Give this to your agent so they know exactly what is covered. Then your agent can design the plan that meets your need and fills the gaps. This saves you money in the long run. Call Today and we can help you with your plan. 
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Mobile & Manufactured Properties

Mobile & Manufactured properties have their own plans. They are similar but different than a traditional homeowners policy. We can shop the market for you to get you the plan you need. Some carriers will not insure this type of property if it is over a certain age. Also, the rates for these plans can sometimes be more than a traditional contract. Don't worry we can help you get the coverage you need! Call Today. 
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Log Homes & Cabins 

For these properties there are a number of factors that can affect your rates. Here are a few items you will need to give us for a quote. 
  • Distance from fire department
  • What is the roof made of
  • Construction type - log thickness
  • Foundation of the property 
Log homes can be difficult to insure. Thankfully we have the markets to make sure we get you covered. 
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Vacation Homes & Second Properties

You most likely will pay more for this policy. There is nothing you can really do about it. The plan will work just like a traditional policy. It cost more due to the nature that there is not someone there all the time living in the home. Don't put off buying your dream vacation home though. Call us today and we can help you find the best plan. 
Call Today - 208-515-2228

Motorhomes 

Who doesn't dream of jumping into your Motor Home and driving to the coast or across America? Don't let insurance confusion or cost's stop you from living your dream. We'll make sure the vehicle is covered properly and you can take off and hit the road. Knowing that you don't have to worry about an accident. 

We can typically get multiple policy discounts to help with the rates also. 

Give us a call today, click below. 
Call Now - 208-515-2228
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